Reducing your daily expenses is no easy task, but if you take a look at your spending and apply some discipline to your life, you'll be saving money in no time. Here's some tips for controlling your day-to-day spending:

ANALYZE WHAT YOU SPEND. Sit down with a notebook and calculator and figure where your money goes every day. Be real with yourself. Don't underestimate the little thing you spend money on. Every cent needs to be accounted for.

LOOK FOR LUXURY ITEMS YOU CAN DO WITHOUT. Once you've broken down your spending, the first thing to do is look for luxury items you don't really need. Now, this doesn't mean you need to make yourself miserable, but if you want to get your daily expenses down, you need to make some tough decisions. Could you do without that Starbuck coffee? Could you bring lunch to work? Could you rent a DVD instead of going out to the theater? These are some of the tough decisions you'll have to make. Continue reading "Tips For Reducing Your Daily Expenses"